Sarath Chandra Pandurangi's Blog

To Customer Service, Wells Fargo. I am at utter dismay with a call I had got off from your customer service. When we first got our purchase at Bobs financed, we were in it ONLY to build credit history for my wife. As a savvy customer at major banks and financial institutions, I believed this should be easy. 0% apr - monthly online payments and why not, after all, its financed by Wells Fargo  a name I trusted at that time. We were asked to register at your old website was wellsfargo.com/retailservices. We were disappointed to see that there was no paperless option, and no account summary details there. The site only serviced online payments. I wanted to make payments from my bank. Naturally I called to ask for online payments time period when I am supposed to pay. I  was told to make payments of a minimum of ~$67. So I decided to make $99 to ensure I am NEVER underpaying. All was well until around Aug or Sept  2012. When the statement was ending ear...

I really like Citi's Virtual card concept . With this service, you never have to give out your real credit card number online. Citi provides you with a tool that can generate a virtual credit card number. You use it for any merchant online. The card number is totally random. Cannot be traced back to original card number. The Tool is of two types. You can download and install it (a flash based *application* - NOT an air app - WHY?) or your can launch in a browser. The install variant is only available for windows (has a specific installer works only on PC ). For macs and *nix, You have use the launcher. NOTE: Donot use Virtual Account Numbers for purchases that require you to show your credit card at time of pick-up (e.g., movie tickets, etc.). I fell in that trap twice. You can talk to the manager, but hey, why the hassle? Now, Why am I, a developer, taking special interest in promoting this? Apart from the general push for privacy, I want to show how poorly designed is the...

The picture is worth 10000 points , yours for free :P (Source: mint.com)